how to keep on track on with retirement at 30

Related: Are you behind on retirement savings What's more, it can show you how much the amount you should have accumulated by a given age can vary depending on when you plan to retire and your expected lifestyle in retirement. This tool helps you estimate how many times your annual salary you should have tucked away in retirement accounts at ages ranging from 30 to 67. Still, you can get a quick sense of how you're doing by going to a calculator like Fidelity's Get Your Retirement Savings Factors.

And the answer depends not just on the size of your retirement savings accounts at a given age, but a variety of factors including how much you earn, the age at which you retire, whether you'll qualify for a traditional pension, the retirement lifestyle you envision, how long you'll live and whether you're able to manage your savings in retirement without depleting your assets too soon. But whether your sizable nest egg means you're on track in the sense that you'll be able to maintain your standard of living in retirement - which, after all, should be your primary goal - is another question.

How to keep on track on with retirement at 30